Banking
made awesome

Get paid up to 2 days early with direct deposit¹ and grow your savings. No hidden fees. No surprises.

Chime does banking differently

Get paid early

Set up direct deposit and get your paycheck up to 2 days earlier than your co-workers!¹

Say goodbye to hidden fees

No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 38,000+ fee-free MoneyPass and VisaPlus Alliance ATMs. Out-of- network fees may apply.

Overdraw fee-free with SpotMe

We'll spot you on debit card purchases with no overdraft fees. Eligibility requirements apply.

Overdraw fee-free with SpotMe

We'll spot you on debit card purchases with no overdraft fees. Eligibility requirements apply.

Overdraw fee-free with SpotMe

We'll spot you on debit card purchases with no overdraft fees. Eligibility requirements apply.

Security & support you can trust

Serious security

Chime uses bank-level security to protect your sensitive information and prevent unauthorized use

Serious security

Chime uses bank-level security to protect your sensitive information and prevent unauthorized use

Serious security

Chime uses bank-level security to protect your sensitive information and prevent unauthorized use

Get started

Applying for an account is free and takes less than 2 minutes. It won’t affect your credit score!